No matter how much money you have, you will always be in need of finances. Hence, you should always try and manage your finances in a way that you have enough money, irrespective of your current status. Especially if you are married, you need to make more efforts to ensure that you are financially stable throughout. However, if your spouse starts to overreact and panic for your financial future, there is something fishy. There may be instances when your spouse starts to react in a dramatic way, worrying about your financial hardships and future for no reason. You may receive a statement regarding your credit card debt which is apparently more than what was expected. If your spouse has anything to do with it, they would start panicking without even looking at the statement. You may get a normal call from your bank or card company and your spouse may start reacting animatedly, worrying about your financial future. This makes it clear and evident that they have performed activities and incurred transactions that they shouldn’t have. They may have invested in shares without your knowledge and they may have dropped greatly. They may have mortgaged your property to borrow funds without your knowledge. On a more positive side they may have been mis-sold insurance policies such as PPI with your money without you having any knowledge about it. Hence, if anything related to this comes to your place, it is obvious for your spouse to get all paranoid. This reaction may be because of two reasons. It is very likely that they are scared to disclose the news to you and try to act over-paranoid to expect some sort of sympathy from you once you find out about the disaster. Another way of looking at this behaviour would be that they have actually realised how dangerous your future may be because of the actions they took without your consent. Either ways, the behaviour is bound to give rise to financial infidelity.
If you are on the receiving end, such a behaviour is likely to invoke suspicions rather than sympathy. If you have committed this mistake, it is advisable not to lie to your spouse on being asked about your behaviour. It is a much better option than to keep hiding the fact that you are wrong. This would only increase the suspicion and worsen the case.
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